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Credit Checks

A credit check is pre-employment check used by employers to check an employees financial background.

What is a Credit Check?

Credit checks reveal any adverse credit history that a potential employee may have. The check will disclose any county court judgments, bankruptcies and administration orders. It will also show any insolvencies in the last 6 years.

Can anyone have a Credit Check?

In the UK’s current financial climate, it is more important than ever to be aware of an employee’s true financial situation. This is especially important if your employees are handling your business’s finances or accounts. Knowing your employee’s financial backgrounds allows employers to make more informed recruitment decisions. It is also no longer limited to those directly involved in the financial sector.

Can I refuse employment to an applicant that has failed a Credit Check?

If the report comes back as medium or high risk, you could choose to refuse employment to a potential employee. Their current financial situation may impact their ability to perform in their job role.

How long does it take to receive the results?

At APCS we aim to complete credit checks either on the day that we receive them or the next working day, depending on when we receive the order. This helps our customers speed up their recruitment process. As soon as the check is completed, you will receive an email with a downloadable PDF of the result attached.

How much is a Credit Check, and how do I order it?

The full cost of a credit check through APCS is £15.00 (including VAT). To request a credit check, please contact us on 0845 643 1145 or email [email protected].

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